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INFOGRAPHIC: 10 Ways You Can Protect Your Home Against Wildfires

The sun and heat in California attract many people to this beautiful state, but they’re also the source of devastating wildfires on the west coast. Here are some ways to effectively protect your home against wildfires.

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Problems That Could Arise if Buyers Move in Before Closing

Usually, buyers move into a home they purchased only after escrow closes, but there are times when buyers get possession of the home before closing. While not very common, buyers who ask to move into the home before closing might have a variety of reasons to do so.

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Discount Points Can Lower Your Interest Rate

When you obtain a mortgage, the interest rate that you are given will have a significant impact on how much the loan will cost you. Obviously, the lower the rate, the more affordable your mortgage will be. In this case, a larger proportion of your payment will go towards the principal portion compared to a mortgage with a higher interest rate.

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Spring Market Update

The Orange County real estate market continues to be a strong seller’s market. Housing prices are up 5.7% over last year, and homes are selling at a much faster pace. As has been the case for the last few months, the reasons for this effect are the same: Inventory levels  (homes for sale), are much […]

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What Buyers Should Know About Saving on Prepaid Interest

It’s often recommended for buyers to close at the end of the month – or at least as close to it – in order to avoid being stuck with having to pay more prepaid interest when the deal closes. This is often a good strategy to save money, but it needs to be fully understood in order to find out how much money truly is saved at the end of the day.

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INFOGRAPHIC: 8 Habits to Improve Your Credit Rating

Having poor credit can make it tough for you to buy a car, get a small business loan, and be approved for a mortgage. If your credit is lagging, there are habits that you can adopt today to improve it.

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Is it Time For a Price Reduction on Your Listing?

Your home has been on the market for a few weeks now with no offers coming in, despite all the showings that have been booked. What could be the problem?

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How to Find a Home Despite Low Inventory

California has been in the middle of a housing shortage for years now, and there doesn’t seem to be a light at the end of the tunnel as far as beefing up inventory anytime soon to adequately meet demand. When sellers have the upper hand in a situation like this, buyers can be left feeling frustrated and empty-handed.

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Minimum Property Standards For FHA Home Loan Approval

For homebuyers who are struggling to come up with a minimum 5% down payment that conventional mortgages require, an FHA-backed home loan can sometimes be the best route to take. The criteria is also not as strict as conventional mortgage programs, which means stellar credit isn’t always mandatory to be accepted.

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What You Should Know About Down Payment Gifts

Coming up with a sizeable down payment these days can be pretty tough, especially when you consider the soaring home prices that buyers have been facing lately. Conventional mortgages require at least 5% down, but a minimum of 20% is needed in order to avoid having to pay the extra costs associated with private mortgage insurance (PMI).

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